Making Payments Accessible


We will explore the topic of making payments accessible. We’ll dive into a transcript from a panel discussion featuring Ali, Lucas, Adeniji, and Victor, who are experts in the field. They will share their insights and experiences on creating meaningful payment solutions for the world. The panel discusses various aspects of payment accessibility, including self-custodial wallets, leveraging blockchain and web3, integrating with traditional payment systems, and addressing regulatory challenges. The ultimate goal is to simplify and streamline payment processes for users, ensuring convenience and inclusivity.

Panel Discussion Highlights

The panelists provide valuable insights into different approaches and strategies for making payments accessible. Here are some key points discussed:

Lucas - CEO and Founder of Bitfi

Lucas introduces Bitfi as a self-custodial web3 wallet that enables users to use crypto for investments and payments. They have partnered with major payment processors and connected directly to the traditional financial system, allowing users to pay with crypto at 98% of the country. Lucas emphasizes the importance of integrating with existing payment systems and making the transition to crypto seamless for users.

Adeniji - Co-founder of Patreon Business

Adeniji shares his motivation to leverage blockchain and web3 to reduce the costs associated with credit card payments. He emphasizes the use of database entries and questions the need for high transaction fees. Adeniji discusses their solution, which allows users to make payments using crypto and local currency, enabling a more cost-effective and efficient payment experience.

Victor - Lawyer and Certified Officer

Victor highlights the significance of simplicity and convenience in payment solutions. He challenges traditional notions of payment methods and emphasizes the potential of crypto for yield programs and adoption. Victor also discusses the importance of compliance and regulation in building trust and inclusion within the blockchain ecosystem.

Overcoming Challenges and Enhancing Accessibility

The panelists share their experiences and strategies for addressing challenges in payment accessibility. They emphasize the need to simplify technology for users and focus on user experience rather than overwhelming them with technical details. Additionally, they discuss the importance of catering to the needs of individuals who may not have access to traditional banking systems and the need for self-custodial wallets to provide inclusion.

Building Solutions for the Future

The panelists stress the importance of collaboration and innovation in creating accessible payment solutions. They advocate for separating the product from the underlying technology, making it easy for users to transact without being overwhelmed by technical complexities. They also discuss the need for education and critical thinking to overcome misconceptions and drive adoption.


Making payments accessible requires a holistic approach that combines simplicity, convenience, integration with existing systems, compliance with regulations, and a focus on user experience. The panelists provide valuable insights into different aspects of payment accessibility, sharing their experiences and strategies for creating meaningful payment solutions. By leveraging blockchain, web3, and self-custodial wallets, we can bridge the gap and provide inclusive payment options for individuals around the world. Collaboration and innovation are essential for building a future where payments are seamless, efficient, and accessible to all.